After the Fire Main Page
Fire Department Homepage
Headquarters Station - 816 E. Haley St. Midland, MI 48640 Phone:989-837-3410 Email:
A current, up-to-date insurance policy could be the most
important single component of recovering from a fire loss. A number
of different coverages are available, such as homeowner's, tenant's or condominium
owner's insurance policies.
After a fire loss, a basic but critical responsibility of insured
homeowners would be to immediately contact your insurance company or
agent about the loss. Your insurance company/agent should have a
detailed list of steps to take in assessing damage and
loss to property and personal items.
Fire Report: Your insurance company/agent may request a copy of the fire report
created after a fire incident on your property. If the Midland Fire
Department responded to the fire on your property, you may request one
free copy of the report from the fire department.
Call the department at 989-837-3410 during regular business hours
(Monday through Friday, from 8 a.m. until 5 p.m.) for more details on
how to obtain your free report.
Restoration Services: Your insurance company/agent can often recommend fire damage
restoration experts or fire damage service companies in the area who can
help with things like removing smoke odor from clothing, wallpaper and
furniture; refurbishing leather and books; and removal of water and soot
from your property, to name a few.
Restoration or fire damage service companies can also:
help secure a site against further damage
estimate and repair structural damage
estimate the cost to repair or renew personal property items
pack, transport and/or store household items
secure appropriate cleaning or repair subcontractors
store repaired items until needed
It is important to coordinate with your insurance adjuster before
contracting for any services.
Uninsured? If you are not insured, your recovery from a fire loss most
likely will be dependent upon your own resources. Private organizations
that can possibly provide help include the American Red Cross and the
Salvation Army. You also could talk with your church or synagogue and/or
local civic groups that may have programs to assist in the recovery
If you need to contact a fire damage restoration company, it is
recommended that you consult the Yellow Pages.