National Flood Insurance Program: Since the 1980’s, the City of Midland has participated in the National Flood
Insurance Program (NFIP), a Federal program that enables property
owners in participating communities to purchase insurance protection against
losses from flooding. This insurance is designed to provide an insurance
alternative to disaster assistance to meet the escalating costs of repairing
damage to buildings and their contents caused by floods.
NFIP participation is based on an agreement between local communities
and the Federal Government starting that if a community will adopt and enforce a
floodplain management ordinance to reduce future flood risks to new construction
in Special Flood Hazard Areas, the Federal Government will make flood insurance
available within the community as a financial protection against flood.
Click on the YouTube video above to learn more about how the City's flood rating helps citizens
For more information on overland flood prevention and preparedness, click on the links at left.
To find out if you live in a Midland
floodplain area, click here
to view a dynamic map of the city.
FEMA Flood Map Store
The Flood Map Store is part of the Map Service Center (MSC), which
distributes National Flood Insurance Program (NFIP) products including: Digital
Flood Insurance Rate Maps (DFIRM), Flood Insurance Rate Maps (FIRM), Flood
Insurance Studies (FIS), Digital Q3 flood data, Community Status Book, Flood Map
Status Information Service (FMSIS), and Letters of Map Change (LOMC). Currently,
businesses are able to purchase all these products on-line at the
FEMA Flood Map
Store.
An Elevation Certificate (EC) is a FEMA form which must be used when a
floodplain has a base flood elevation. The elevation certificate must be signed
and sealed by a land surveyor, engineer or an architect authorized by law to
certify elevation information. An elevation certificate is used to verify a
site's natural ground elevation and that a building is elevated properly out of
the floodplain. Insurance agents use an elevation certificate to write
flood insurance policies.