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Floodplain Information
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Planning & Community Development

Contact Planning Department - Phone: 989-837-3374 Email: bkaye@midland-mi.org

Federal Emergency Management Agency (FEMA) Floodplain Maps

The City of Midland adopted new Flood Insurance Rate Maps (FIRM) that became effective on May 4, 2009. These maps are used by floodplain permit officials, builders and developers, lenders, realtors, insurance agents and citizens to determine flood risk, develop mitigation measures, and encourage wise and responsible risk management decision-making for development within the 100 yr. floodplain.

Potential Flood-Related Hazards and Options for Protecting Property: A letter is sent out by the City annually in December to all property owners whose land has been identified as being located in a FEMA-designated Floodplain area within the city of Midland. The letter explains the potential flood-related hazards that may affect property and explains what options are available to protect property from these hazards.

Interactive City of Midland Map

Click on the interactive city floodplains map below to find out if your city of Midland property is within a FEMA-designated floodplain area*. Midland County residents who live and/or own property outside of the city of Midland should contact the county for information on maps depicting floodplain areas throughout the remainder of the county.

City Flood Plains Map

Flood Insurance Study

A flood insurance study for Midland County was also adopted and became effective on May 4, 2009. Click on the link below to view the study, which was the basis for the floodplain maps and has an effect on flood insurance rates for county property owners.

Flood Insurance Study

Click here to find out more about the City's involvement with a federal program that could result in lower flood insurance rates for city of Midland property owners.

Letter of Map Change (LOMC), Letters of Map Revisions (LOMR), and Letters of Map Amendment (LOMA)

Over the years, some Midland property owners may have received a Letter of Map Change (LOMC), Letter of Map Amendment (LOMA), or Letter of Map Revision (LOMR) providing verification that although their property had been removed from floodplain status by FEMA, the change was not reflected in current maps.

As part of the process to institute new floodplain maps for Midland County, FEMA has reaffirmed which local properties are no longer considered located in floodplains. If your property is deemed outside of a floodplain, FEMA has sent a new LOMC, LOMA, or LOMR letter to your property shortly after the new maps were approved.

Click on the link below to find out whether or not your property is still considered to be located in a floodplain.

Midland LOMC, LOMR, and LOMA

Properties which have previously been issued LOMAs were recertified when the new FIRM maps were adopted as of May 4, 2009. The Planning Department maintains records of all LOMAs issued within the City of Midland. Floodplain related questions can be directed to the City of Midland Planning Department at 989-837-3374.