Planning & Community Development

Federal Emergency Management Agency (FEMA) Flood Plain Maps

Newly prepared preliminary maps showing flood plain areas within Midland County were introduced at a FEMA-sponsored public meeting held in Midland on Sept. 13, 2007. Once the maps become effective (most likely, in 2008) and are adopted by individual municipalities, the maps will be used by floodplain permit officials, builders and developers, lenders, realtors, insurance agents and citizens to determine flood risk, develop mitigation measures, and encourage wise and responsible risk management decision-making.

Potential Flood-Related Hazards and Options for Protecting Property:  This letter was sent in December 2007 to all property owners whose land has been identified as being located in a FEMA-designated flood plain area within the city of Midland. The letter explains the potential flood-related hazards that may affect property and explain what options exist to protect property from these hazards.

Interactive City of Midland Map

Click on the interactive city flood plains map below to find out if your city of Midland property is within a preliminary FEMA-designated flood plain area*. Midland County residents who live and/or own property outside of the city of Midland should contact the county for information on maps depicting flood plain areas throughout the remainder of the county.

City Flood Plains Map

Flood Insurance Study

A flood insurance study for Midland County was also made available at the September 2007 FEMA meeting. Click on the link below to review the study, which was the basis for the flood plain maps and has an effect on flood insurance rates for county property owners.

Flood Insurance Study

Click here to find out more about the City's involvement with a federal program that could result in lower flood insurance rates for city of Midland property owners.

Letter of Map Change (LOMC), Letters of Map Revisions (LOMR), and Letters of Map Amendment (LOMA)

Over the years, some Midland property owners may have received a Letter of Map Change (LOMC), Letter of Map Amendment (LOMA), or Letter of Map Revision (LOMR) providing verification that although their property had been removed from flood plain status by FEMA, the change was not reflected in current maps.

As part of the process to institute new flood plain maps for Midland County, FEMA will be reaffirming which local properties are no longer considered located in flood plains. If your property is deemed outside of a flood plain, FEMA will send a new LOMC, LOMA, or LOMR letter to your property shortly after the new maps have been approved.

Click on the link below to find out whether or not your property is still considered to be located in a flood plain.

Midland LOMC, LOMR, and LOMA

New flood plain maps developed by FEMA reflect that approximately 470 homes in the city are in the flood plain. Throughout the rest of Midland County, another 420 homes have been determined to be in the flood plain.

The list of LOMAs will be recertified when the new map is adopted, in early 2008.